About Us

Our Mission

WEPCO Federal Credit Union will maintain the financial stability necessary to provide you with safe, convenient, and cost-effective products. We will provide the exemplary service necessary to earn the privilege of being your financial institution of choice. We will seize opportunities to grow the credit union in a prudent manner for the benefit of all we serve. We will provide opportunities for our employees to reach their full potential. We will continue to actively support the communities in which we serve.

Our History

Established on April 24, 1950, the Credit Union was first named Local 676 UPA Federal Credit Union. The Credit Union began with 7 members, $37.50, and operated out of a one-room office in the Westvaco Local 676 Union Hall on Main Street in Westernport, Maryland.

A milestone year for the Credit Union was 1963, when we amended our charter to change our name to WEPCO Federal Credit Union. WEPCO came from portions of West Virginia Pulp & Paper Company (Verso Corporation’s original name). During that same time period, construction of our first office building located at 90 West Main Street in Westernport, Maryland was completed. WEPCO continued to grow in both member services and size, out growing our Westernport location both inside and out. The building was small and the member parking very limited.

In 1978, we opened our newly constructed main office and current location on Maryland Route 135 in Bloomington, Maryland. This office expansion helped us better meet members’ financial needs and provide faster, more convenient service with our first ever drive-up window facility and ample parking. We continued to add services and staff with all our new space.

In 1991, we opened our first branch office, located at 12826 Garrett Highway in Oakland, Maryland. With our new office location, we were able to serve members in the surrounding Oakland area. WEPCO was able to provide credit union services to individuals whom have never had access to a credit union in the past.

With the popularity of automated teller machines (ATMs) and high demand of our membership, WEPCO Federal Credit Union added two ATMs in 1997, located at our Bloomington and Oakland offices.

On December 8, 2000, WEPCO opened another office located at 459 New Creek Highway in Keyser, West Virginia. Our Keyser office offered safe deposit boxes in addition to the same services found at the other two locations. It also has a drive-up ATM.

Due to high demand of the Oakland drive-up, WEPCO added a new separate drive-up facility at 130 N Fourth Street in Oakland, Maryland on February 6, 2006. The drive-up was then closed at the Oakland branch.

On September 22, 2008, WEPCO opened another branch located at 12511 Winchester Road, LaVale, Maryland. Our grand opening was held on Saturday, October 18, 2008 on site. The LaVale branch is a full service, four-lane drive-up facility offering the same services found at the other full-service locations.

On April 28, 2014, WEPCO opened its newest branch located at 202 W Main Street, Kingwood, WV. The Kingwood branch provides just loan products and services. The new facility has a full-service ATM that will enable both withdrawal and deposit transactions free to all WEPCO members.

On November 5, 2018, our main branch located in Bloomington became our administration building and call center.  Drive-up services continued as normal with the exception that the branch was closed on Saturdays. 

On January 1, 2023, Potomac Federal Credit Union merged to become a part of WEPCO. The months following, our management team and staff worked together in preparation for the official data merge that took place of July 1, 2023.  When the doors opened on Monday, July 3, 2023, WEPCO had two new branches to serve its members; 215 Paca Street & 1101 E Oldtown Road in Cumberland.  In addition, former Potomac members had six more convenient branch options!  WEPCO is so excited to welcome its newest members and offering to them our exemplary service!

Over the years, WEPCO Federal Credit Union has indeed grown quite a bit. However, we at WEPCO still uphold the credit union motto “Not for Profit, Not for Charity but for Service”. WEPCO Federal Credit Union makes member service their first priority, and always will!