Kasasa Cash Back^® Checking

Get paid cash back on everyday debit card purchases with this free checking account. You’ll even earn ATM withdrawal fee refunds, too!*

• Free Share Draft (“Checking”) account that pays you back
• Earn 5.00% cash back on Debit Card purchases*
  • No category restrictions on purchases
  • Cash back earned on up to $300 in purchases monthly
  • Earn up to $180 cash back per year, $15 per month
• Refunds on ATM fees charged to Kasasa Cash Back, nationwide up to $25 monthly*
• Can link to high-dividend, free Kasasa Saver^® account
• No minimum balance to earn rewards
• No monthly maintenance fees
• Free Debit Card
• Free digital banking services
  • Free PAL Plus online banking with bill pay
  • Free eStatements
  • Free WEPCO Mobile App
  • Free mobile deposit
• Courtesy Pay available
• No minimum deposit to open

How to Qualify to Earn Rewards

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash Back account during each Monthly Qualification Cycle:

• At least 12 Debit Card purchases
• Be enrolled in and agree to receive eStatements
• Be enrolled in and log into PAL Plus online banking

It’s just that easy. Even if you don't meet your qualifications during the cycle, your Kasasa Cash Back account is still free. Plus, you can get back to earning cash back on debit purchases and nationwide ATM withdrawal fee refunds the very next month.

* Rates, rewards, and bonuses, if any, are variable and may change after account is opened without notice to you. No minimum balance is required to earn or receive the account's rewards. Fees may reduce earnings. Cash back payments and nationwide ATM withdrawal fee reimbursements will be credited to your Kasasa Cash Back account on the first processing/business day of the following statement cycle. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM withdrawal fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction. Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count towards earning account rewards: ATM-processed transactions, transfers between accounts, WEPCO credit card purchases, debit card purchases processed by merchants and received by the Credit Union as ATM transactions, non-retail payment transactions and purchases made with debit or credit cards not issued by WEPCO. Transactions bundled together by merchants and received by WEPCO as a single transaction count as a single transaction for the purpose of earning account rewards. “Monthly Qualification Cycle” means a period beginning one (1) day prior to the first banking day of the current statement cycle through one (1) day prior to the last banking day of the current statement cycle. Contact us for additional information, account details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions.