Business Services

For our business owners, WEPCO offers all the same personal products with just as much freedom, meaning just like there are no maintenance fees for our personal products, there are NO MAINTENANCE FEES for our business products!

To open a business account, you must have a Tax ID number or be the sole proprietor of a business, an organization or administrator of an estate. If you do not have a tax ID, you can apply with a simple phone call to the IRS at (800) 829-4933. The IRS can fax your new EIN directly to us for your and our records to keep this simple!

Apply for an Employer Identification Number (EIN) online

Owner and/or authorized person will be required to present legal documentation and complete an IRA W-9 to establish the account. For complete information, please contact us.

Business Account

We would love for your business or organization to be a part of our WEPCO Family!  If your business or legal entity is located within Allegany or Garrett Counties in Maryland or Mineral, Preston, or Tucker Counties in West Virginia, it is eligible to join!

When beginning your business membership, you must deposit and maintain $5 in your Business Account. 

Dividend rates are determined by our Board of Directors.  Please check our Savings Rates to determine which rate applies and additional terms and conditions.

Business Member Products & Services

Business Credit Cards

Choose from our popular business credit card options such as low rate, cash back or flexible rewards to find the one that works best for your business.  No matter which card you choose, your business will benefit from important features like:

  • Free online expense reporting tools.
  • No fee for additional employee cards.
  • Mobile payment capability for added convenience.
  • Zero Fraud Liability.* You won’t be liable for fraudulent purchases when your card is lost or stolen.
  • Cardmember Service available 24 hours a day/365 days per year

Apply for a Business Credit Card

* Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardholder must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply. The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., and Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

Business Checks, Supplies and Marketing Items

WEPCO is partnered with the Deluxe Corporations to offer our business account owners low cost, quality checks so you can focus on your business.

  • Multiple formats and styles
  • High security features
  • Easy personalization

Deluxe also offers additional check accessories and services such as:

  • Deposit Tickets
  • Check Envelopes
  • Endorsement Stamps
  • Business forms, envelopes, address stamps/labels
  • Presentation Materials, Signage

To place an order or get more information, visit Deluxe Corporation.