Skip-a-Pay Program

We understand that events like an illness, car troubles, or holiday shopping may make it harder for you to make your monthly payments at WEPCO. With our Skip-A-Pay Program, you can skip your payment for one month so that you use those funds for other needs.

To qualify:

• You must be in good standing;
• Loan cannot be secured by real estate;
• Loan cannot be a line of credit or business loan; and
• Monthly loan payment must be at least $100 and cannot be more than $800.

Important terms:

• You can skip a payment on a loan once in a 12-month span.
• Interest will accrue during the skipped period, which will extend the term of the loan.
• A flat fee is charged for each skipped payment.  See our Fee Schedule.
• If your payment is payroll deducted, please call us so that we can adjust it accordingly.

To skip your payment:

• You must have our WEPCO PAL Plus online account access and mobile app.
• Once logged in, click Additional Services to find the Loan Payment Skip option. Simply follow the steps to skip your payment.